Listen to the audio review here…

(Please excuse the scratchy voice! A leftover from a throat infection)


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Read the review here…

The more I started looking at debt reduction and financial freedom, the more one man's name came up: Dave Ramsay.
Everyone raves about Dave, he's got tens of thousands of amazing reviews, so I went out and bought his Total Money Makeover audio books / set.
I wish I hadn't. I listened to about 10 minutes and went out and bought the books…
Which are much better!
I'm English Australian and I just don't do all that over-the-top, emotional hyperbole that Dave seems to love. It's just not necessary. You've made your point, don't labour it.
But the books are fabulous: full of down-to-earth, easy-to-follow steps and advice. It's just him speaking that I don't like, lol.
On the subject of debt, Dave speaks from personal experience, having made millions and gone bankrupt in his 20's.
His major advice is to avoid debt at all costs: “you shouldn't buy it if you can't afford it.”  and he's taken his hatred of debt and credit card companies to an extreme level as he won't accept credit card payments on his websites.
He recommends two financial strategies: “Baby Steps” and “Debt Snowball”.
Baby Steps allows you to confront your financial situation and begin the process of eliminating debt, increasing savings, and making smart investments.
Debt Snowball is Dave's method of paying off debt. He teaches you to list out all of your debts, and starting with the smallest one, you pay off each one in turn.

You CAN take control of your money. Build up your money muscles with America’s favorite finance coach.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people.

There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.
By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies.

With The Total Money Makeover: Classic Edition, you’ll be able to: 

  • Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
  • Recognize the 10 most dangerous money myths (these will kill you)
  • Secure a big, fat nest egg for emergencies and retirement!

Includes new, expanded “Dave Rants” sidebars tackle marriage conflict, college debt, and more. All-new forms and back-of-the-book resources to make Total Money Makeover a reality.”

Total Money Makeover has sold more than 4 million copies, so there has to be something in it (even if I don't like listening to him, his work is great!).

Click on the button below to buy Total Money Makeover or the second button to check out all of Dave's work.